Trade: Well being care
Age: 37
Location: Western Colorado
Wage: $77,000
Web worth : ~$209,000 ($22,582 in HYSA, $6,735 in joint checking account, $7,500 in brokerage account, $56,573 in Roth IRA, $60,543 in 401(okay), ~416 $000 residence worth minus debt. My sister, B., and I reside collectively and co-own our residence, so I solely rely half the home in my web value. We maintain our funds separate aside from the frequent checking account we use to pay payments, however we cut up most bills 50/50.)
Debt: $289,340 on the mortgage ($144,670 my half) and $7,898 on my automotive
Paycheck quantity (weekly): $895, after 17% 401(okay) contribution
Pronouns: She she
Month-to-month bills
Mortgage: $765, which is my half of the mortgage fee of $1,530. (I share the home with my sister, B., and our six cats. B. and I each knew in early maturity that we did not need spouses or youngsters, so it made sense for us to have two incomes collectively. It is unconventional, however it works for us. B. earns about $65,000.)
Automotive fee: $175
Utilities (electrical energy, fuel, water, rubbish): $195
The Web: $32.50
Automotive insurance coverage: $93
Medical insurance: $283
Maid service: $160 (each two weeks)
Cellphone: $66 ($34 for Mint Cell and $32 for the cellphone itself; I all the time pay it again interest-free with my Apple Card)
Profession coach: $75
Netflix, Disney Plus, Kindle Limitless, DoorDash Dashpass: $33
Pest management: $29 (my half of $58)
Subscription to MMORPG video games: $13
Donations: $300
401(okay): $1,006, deducted from my paychecks earlier than taxes